Can you, the sages of the Talmud want to know, renege on a gift you've committed to give? "Rabbi Yohanan says, 'One who says to another: I am giving you a gift, is able to renege on his commitment.'" Other rabbis are surprised at Rabbi Yohanan's position, "One is able to renege?" It seems unlikely. The answer would seem obvious: no. If you said it, you must have meant it. That supposition would work if human beings weren't so fickle, especially when it comes to money.
Rabbi Yohanan then clarifies his opinion. When it comes to a small gift, a person cannot renege if he has made a verbal commitment. If you said it, you have to do it. But a person can renege on a large gift because even the recipient knows that when it comes to large financial decisions, people change their minds. We grant a cushion of time for a person to reconsider. The nineteenth century satirist George Prentice quipped, "Some people use one half of their ingenuity to get into debt, and the other half to avoid paying it."
In a subsequent discussion about changing one's mind as a buyer, the Talmud has its own lemon law. The time a buyer has to change his mind after a purchase is "the time it takes for him to show it [the item] to a merchant or a relative" [BT Bava Metzia 49b]. We can easily imagine the scene. A buyer takes his new purchase home and his wife, son, first cousin chide him for overspending. "You paid what? I bought an even nicer one in the market for half the price." This measure of time is suited to the insecurity we have about the way we use our money. Many of us second-guess ourselves or beat ourselves up about poor decisions. The rabbis of the Talmud understood this and created a get-out clause.
But the rabbis also understood that a person who does this regularly or in certain instances is committing an act of bad faith and even brings a curse upon himself. One can regard this strange response as superstitious or the natural result of what happens to a person's reputation who consistently backs out of promises, just as the expression above says: make your 'yes' just and make your 'no' just. Mean what you say. If you don't, there are moral consequences. Because there was no formal punishment for reneging, the sages came up with a curse. Here it is if you ever need to use it: "May the One who exacted payment from the people of the generation of the flood, and from the people of the generation of the dispersion, and from the inhabitants of Sodom and Gemorrah and from the Egyptians at the Red Sea, exact payment from whomever does not stand by his statement" [BT Bava Metzia 49a]. You may think you're getting away with exploitation or dishonesty, but God is watching. Beware. Just look at the stories in the Good Book that show how people who were once in power got their comeuppance.
And there is one instance where the curse is definitely activated. Later rabbinic discussions conclude that if it is a gift to a poor person then one may not renege no matter the size of the gift. When you commit to give a gift to someone who really needs it, you have catalyzed optimism in that individual's future. That recipient is mentally imagining that tomorrow will be better than today. If you renege on that, you have taken away something much more precious than money alone; you have robbed that needy person of hope. According to a 16th century authoritative code of Jewish law, reneging on a gift to the poor is tantamount to reneging on a charitable gift [Shulkhan Arukh, Hoshen Mishpat 202:8, 243:4].
As we close this painful election year, we're closing the door on lots of political promises. Will there be a just 'yes' and a just 'no'? Will people who have been promised change lose hope because those who promised reneged on their commitments? It's easy enough for us to be cynical when it comes to others. We must also turn inward. We are also closing a financial year when many charities will turn to us before the end of December. Are their commitments and pledges we have made that we must make good on? We cannot, according to Jewish law, renege on them. And, in general, while we can get out of verbal commitments, there is always, the Talmud reminds us, a price to pay for broken promises.
Shabbat Shalom